Keep collecting
Continue receiving the scheduled payments and retain the future income stream. This may fit when regular cash flow matters more than cash today.
Resources
Understand your note before making a decision.
A mortgage note is a stream of future payments secured by property. Its potential cash value depends on more than the balance shown on a statement.
Market pulseSee current reference rates and recent movement.Your choices
Explore a full sale
Discuss converting the remaining payment stream into a lump sum. The potential amount will usually differ from the unpaid principal balance.
Ask about a partial sale
Some transactions involve only a defined portion of the payments. Whether that is practical depends on the note and is reviewed case by case.
This overview is educational. Available structures and terms depend on the specific note and the parties involved.
What affects a review
Let’s discuss your actual note.
There is no universal formula that fits every situation. Choose a detailed quote request or start with one simple question.